Privacy
The Household Purse — nothing leaves your browser
On The Household Purse — Bills → Spending → The Month. Fixed costs and daily spending meet in one honest number.
Every dollar you spend, tagged. Every bill you pay, dated. That is what household-finance SaaS holds about you — in a database, at a company, protected by whichever policy is currently in force. The Household Purse holds the same picture in a file on your laptop, and nowhere else.
The most personal file in your life
There are three digital records that map a family in exquisite detail: the search history, the calendar, and the budget. The budget is the one that shows priorities, secrets, and futures. It is the one that most obviously belongs on your own device.
The Purse takes that as a starting principle, not a marketing point.
How it behaves
No account. No cloud. No third-party analytics. No bank connection — meaning no OAuth token to a data aggregator like Plaid, meaning no third party has a live window into your accounts.
You type transactions in. That is also privacy: the file only knows what you told it.
The threat model
The right threat model for household finance is not 'hackers'. It is 'a company you trusted eight years ago changed hands.' The Purse cannot change hands, because there is no company holding it. There is a file, on a laptop, that you own.
What the file avoids
- No bank tokens.The Purse never touches your bank. Nothing to compromise.
- No aggregators.No Plaid, no Yodlee, no third party with a session.
- No analytics.We do not know your spending category totals. Nobody outside your house does.
- No auto-updates.The file you bought is the file you have.
Questions people ask
Is there a login?
No. There is nothing to log into. Nothing to breach.
What if my file is stolen?
Disk-encrypt your OS. Same answer as for every private document you keep.
Can Offline.Ltd see my numbers?
No. The file makes no request to us, ever. Verify in your browser's dev tools.
The most private budget is the one that never leaves the kitchen.