Legacy
The Household Purse — the file outlives the vendor
On The Household Purse — Bills → Spending → The Month. Fixed costs and daily spending meet in one honest number.
The budget you keep this year, and the year after, and the year after that, becomes something quietly valuable: a fifteen-year record of a household. That kind of record should not live in a SaaS that might not exist in fifteen years.
The Mint tombstone
Mint had 3.6 million users in 2023, and shut down in 2024. Every one of those households had years of history that suddenly had a migration deadline. Some made it out with a CSV; many did not. That is the SaaS deal, plainly.
The Purse has no shutdown to schedule.
A family record
One file, a decade of months. Not a marketing asset — a family document, on the same footing as the folder of birth certificates. You can hand it to yourself in five years, or to the person who inherits your affairs.
Try that with a subscription.
Handing it on
When one household ends and another begins, a file passes. That is not a metaphor — it is the actual mechanic of the tool.
Fifteen-year durability
- Standard HTML/JS.Runs on anything with a browser.
- JSON export.Plain text, readable in any editor, forever.
- No expiry.The file does not require permission from us to keep working.
- No login lapse.There is no account to be locked out of.
Questions people ask
Will this open in ten years?
Yes. Standard HTML has an extraordinary track record — 1994 documents still open. Your budget is not a moon shot.
What if we switch tools someday?
Export JSON. Import into whatever is next. The Purse does not lock you in.
What if you shut down?
The file works. That is the whole architecture.
The record of a household deserves a home that outlives its accountant.