A Mint alternative that can't be shut down.
Mint closed on 1 January 2024 and took your dashboard with it. The Household Purse is the opposite bet: a single HTML file that lives on your machine, doesn't need an account, and doesn't need Intuit — or us — to still be around next year.
Mint's shutdown wasn't a bug; it was the model. Free tools that live on a company's servers exist at the pleasure of that company's roadmap. If you're here after being migrated to Credit Karma (or after quietly giving up), this is a comparison for someone who'd rather not go through that again.
Why "free" ended
Mint's real business was showing you offers for credit cards and loans based on what your bank connection revealed. That model paid for the tool for years, and then it didn't, and the tool went away. The Household Purse costs a small amount once because it doesn't need a second business model bolted to it. You are the customer, not the inventory.
What it replaces, honestly
The Household Purse replaces the budget half of Mint — categories, envelopes, monthly cadence, spending by category, a running sense of "am I okay this month?" It does not replace the automatic bank aggregation, and it doesn't try to. If a live feed of every account is what you'll miss, be honest with yourself about that first. If what you'll actually miss is the overview, that's what a well-kept HTML file gives you, without an internet connection.
Never getting migrated again
When a household file lives on your computer, no product decision anywhere else can end it. You could open the Household Purse in 2035 on a laptop that has never touched the internet, and it would open. We'd rather like to still exist in 2035 — but you don't need us to.
The refund
Thirty days, one e-mail, money back. The details are here. The file stays with you regardless.
Common questions
Can I import my old Mint CSV?
Yes — paste your Mint transaction export into the transactions tab. Column mapping is manual but simple; the Purse doesn't care which bank the rows came from.
Does it connect to my bank like Mint did?
No, and it never will. The whole promise is that nothing about your money leaves your computer. If a bank feed is essential to how you budget, this isn't the tool for you and we'd rather say so up front.
Will you shut down like Mint did?
Possibly, eventually — every company does, in the end. The difference is your file wouldn't care. It's already on your computer and doesn't call ours.
Ads? Upsells to credit cards?
None. Ever. There's nothing hooked to a bank feed, so there's nothing to advertise against. You paid, so we don't have to.
How does it compare to Credit Karma (where Mint moved)?
Credit Karma is a credit-score product with some budgeting on top. The Household Purse is a budget with nothing on top — no credit product, no offers, no telemetry.