Property Details
The stone you throw in — property name, price, currency, type, size, year built, condition, closing costs, and notes. Everything downstream flows from here.
The Real Estate Pond is the answer
Mortgage calculations, renovation budgets, neighbourhood comparisons, inspection checklists. Every number affects every other number. Interconnected property models. Change the purchase price and watch mortgage payments, renovation budgets, and ROI projections update instantly.
The Real Estate Pond is a single-file pond with 12 tools that runs entirely in your browser. The Real Estate Pond is a self-contained, browser-based property analysis tool delivered as a single HTML file. It models an entire investment lifecycle across ten interconnected tabs: Property Details, Financing, Rental Income, Operating Costs, Cash Flow, Tax & Depreciation, Scenario Modelling, Portfolio, Returns Dashboard, and Decision Log. Change your purchase price and watch the ripples — mortgage payments, cap rates, cash-on-cash returns, and break-even timelines all recalculate. The Oracle runs three scenarios across appreciation, rent growth, vacancy, and expense inflation. Your financial projections, tenant details, and portfolio data never leave your machine.
The stone you throw in — property name, price, currency, type, size, year built, condition, closing costs, and notes. Everything downstream flows from here.
Down payment percentage, interest rate, and term. Monthly mortgage payment, total interest, and loan amount calculate automatically.
Gross monthly rent, vacancy rate, other income, and annual rent growth. Effective gross income feeds into Cash Flow and the Dashboard.
Categorised monthly costs — tax, HOA, insurance, management, maintenance, utilities. Total operating expenses flow into Cash Flow and NOI calculations.
Purchase The Real Estate Pond and download a single HTML file. No installer, no account, no setup.
Double-click to open in Chrome, Firefox, Safari, or Edge. Works on any operating system.
Your data stays in your browser's local storage. Nothing is uploaded. Ever.
Works in any country. No server dependency, no regional restrictions.
The Real Estate Pond runs entirely in your browser. Mortgage calculations, renovation budgets, neighbourhood comparisons, inspection checklists. Every number affects every other number. Interconnected property models. Change the purchase price and watch mortgage payments, renovation budgets, and ROI projections update instantly. Ten interconnected tabs model a property investment from purchase through to exit. Change your down payment, vacancy rate, or appreciation assumption — and every downstream calculation updates instantly. Like throwing a stone into a pond.
Yes. The Real Estate Pond is a single HTML file. It never connects to any server. Your data stays in your browser's local storage on your device.
Cloud tools require internet, charge subscriptions, and store your data externally. The Real Estate Pond is a one-time purchase ($49), works offline, and never transmits data.
Yes. The Real Estate Pond is a single HTML file containing 12 tools. Download it, open it in any browser, and start working. No installation, no dependencies, no accounts.
Sovereignty as a Service